A To-Do List at your First Car Accident

12:22 pm

It is very common to panic when you are involved in your first accident.  You might not be sure if you should stay in the car, get out of the car, or call the police.  Make sure that you only leave the car if it is safe to do so.  Only move your vehicle if keeping it in the place of the accident is a hazard to other drivers.  Here are the steps you will need to take once you and your vehicle are safe:

1.  Assess the situation to determine if any passengers in any of the vehicles are injured.

2.  If anyone is injured, get medical help for the injured passengers right away.

3.  Make sure to get the contact information for each of the passengers and the witnesses.

4.  Write down the license plate number of each of the other vehicles.

5.  Call the police to come to the scene of the accident for a police report.

6.  Take photos of the scene of the accident, the damage to your vehicle, and any damage to the other vehicle. Also get the other drivers’ auto insurance information.

7.  Take time to sketch the accident for your records and gather contact info for any witnesses.

8.  When the police come, only discuss the details of the accident with the police.

9.  Contact your insurance company to report the accident as soon as possible.

 

Arlene Nguyen is a freelance writer who writes about insurance issues. 

 

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